WPK1 Consulting

One application. More than 150 lenders.

WPK1 Consulting introduces established businesses to funding through the Loanable marketplace. We started in Detroit metro, with the towing and auto repair shops that keep the city moving, and the door is open to any trade, in any state. You apply once. The marketplace matches your application across its lender network. The lenders make the decisions, and if one of them funds you, the money comes from that lender.

Start the application

The strongest fit is a business that has been running a year or more and brings in $20,000 or more a month. If that is not your picture yet, you can still apply. The lenders decide, not us.

How it works

Step 1: Apply once.
Use the application link at the top of this page. It is the only application you fill out. The Loanable marketplace takes it from there and matches it against more than 150 lenders and more than 30 funding products.
Step 2: Lenders review and decide.
The lenders look at your business as it really is: how long you have been operating, what comes in each month, and what the money is for. Approval, the amount and the terms are their decisions, and no one at WPK1 can promise you an outcome.
Step 3: Funding comes from the lender.
If a lender approves and funds your business, the money moves from that lender to you. WPK1's role is the introduction. We put your application in front of the marketplace, and the lending itself is between you and the lender.

What the money is for

Owners come through this door for the things that keep a business running and growing. In the trades WPK1 started with, that usually means a tow truck bought or a truck repaired, a lift fitted, diagnostic equipment, the tools a shop has outgrown. It also means working capital: payroll covered in a slow month, parts stocked before the busy one, a bill that cannot wait for a customer who can.

The marketplace matches applications to products that include term loans, SBA loans, equipment financing and merchant cash advances, on deals up to $50 million. Those are examples of what the network works with, not a promise of what any one business will be offered. What you are offered, if anything, is set by the lenders who review your application.

Who this fits

This door was built for businesses that are already running: shops with trucks on the road, bays full and invoices going out. WPK1's first market is Detroit metro, and its first trades are towing and auto repair, because that is where we started. Nothing about that closes the door to anyone else. Any established business, in any trade, in any state, can put in an application.

The applications lenders look at hardest come from businesses that have been operating for a year or more and bring in $20,000 or more a month. Treat that as a picture of the strongest fit, not a wall. If your numbers are smaller or your business is younger, the application is still yours to make, and the answer still belongs to the lenders.

Straight answers

Is WPK1 Consulting a lender?

No. WPK1 is an independent introduction service. Your application is matched with lending partners through the Loanable marketplace, and the lenders decide approval, amounts and terms. The full disclosure sits at the bottom of this page, in plain words.

What can I apply for?

The marketplace works across more than 30 products, including term loans, SBA loans, equipment financing and merchant cash advances, matched against more than 150 lenders. Which of those, if any, fits your business is decided when lenders review your application.

How much can I borrow?

Nobody honest can answer that before your application is reviewed, and WPK1 will not guess. The amount, if a lender offers one, is set by that lender from your business's real numbers. The marketplace handles deals up to $50 million at the top end; that describes the network's range, not any one business's result.

What happens after I apply?

Your application goes into the marketplace and is matched against the lender network. Lenders review it and decide. If a lender funds you, the funding comes from that lender. WPK1's part is finished at the introduction: we do not handle the loan, the decision, or the money.

Why not just go to my own bank?

You can, and for some businesses that is the right door. A bank gives you one answer, from one lender, on that bank's own products. This page exists for the other situation: one application, matched across more than 150 lenders and more than 30 products, instead of one lender's yes or no.